Insurance-backed lease guarantees for New York
Approve more renters.
Protect every lease.
When a strong applicant falls just outside your income, credit or guarantor requirements, PandaGuarantee gives your leasing team an insured way to say yes. Your building is covered for the full lease term.
No cost to the property · Your screening standards stay in place · You keep final approval
31,000+
units covered
2 days
to pay an accepted claim
$0
cost to the property
Why owners choose Panda
Fill vacancies with renters you’d otherwise turn away.
Credit scores and income don’t tell the whole story. We look at more of it, and when we approve a renter, we stand behind the lease.
Claims paid fast
If a tenant defaults, you’re paid within two business days of claim acceptance, often before the unit is vacated.
Faster than a co-signer
Applications are processed the same day, many are approved automatically, and protection begins when the lease is signed.
Less vacancy, higher NOI
Say yes to good tenants who don’t pass traditional screening, without lowering your own standards.
Panda Company
One company for the whole lease.
Choose a product to see how it works.
For renters
Another path to approval.
No U.S. credit history, a new offer letter, or contract income? Apply once, see your quote, and send an insurance-backed guarantee straight to your landlord.
Free to apply. You’ll see your quote before you commit to anything.
For landlords
Get your building covered.
Onboarding takes a few minutes. Join more than 31,000 homes registered with Panda, at no cost to the property.